Moneytree® | Learn more about Small Business Loans

Woman wearing an apron holding an open sign.

“Whenever I am in need of extra cash, I know I can get a fast loan here.”

Victoria H.
Tacoma, WA

Same Day Business Cash

Apply

How the Business Loan Process Works

Application

Apply online or at one of
our local Branches.

Approval

Once your loan verification documents are received, approval only takes minutes.

Cash in Hand

You choose how to get your money: deposited to your bank or pick up in a Branch.

Are you a business owner in Idaho, Nevada or Washington looking for some extra cash to pay for supplies, bills or payroll? Additional business financing can help you take your business to the next level.

At Moneytree, providing immediate cash for your business, is our business. We offer same day approval and cash.

The fees and interest for a business loan vary based on the amount borrowed and the length of the loan. For example:

If you are a business owner in Idaho, Nevada or Washington and borrow $1,000 and pay it at the end of 30 days, your fees and interest would be $175.

As the business owner, partner or other company officer applying for a business loan, you will be asked to provide these items upon completing the application process:

Proof of your business identity (Example: business license, trade license, tax permit, etc.)
Bank statements (three most recent)
Check from checking account used for the business

Online loans not available in all states. For the complete list of available loans, rates and terms, click the page for your state of residence:

California: A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* Moneytree, Inc. is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law to make consumer loans. Loans made or arranged pursuant to a California Financing Law license.

Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example: A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*

Idaho: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Nevada: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Washington: A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

Customer Notices:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

To view our Privacy Policy, please visit our Privacy Policy page.

For Customer Service, please contact us at 1-800-745-1011.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.