California Payday Loans
Payday Loans are available up to $2551
You can borrow any amount up to your loan limit. Your initial loan limit is established based on:
- Your income
- The information you provide on your loan application
- The information in your consumer report provided by a consumer reporting agency
Your loan limit may change based on your credit history with Moneytree or a change in any of the above.
1Subject to qualifications and limitations.
Loans Up to $2551
A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.*
1Subject to qualifications and limitations.
*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
Licensed by the Department of Financial Protection and Innovation pursuant to the CA Deferred Deposit Transaction Law to make consumer loans.
- ID and social security number (or alien registration number or ITIN)
- Physical address, contact phone number and a unique email address
- Documents to verify the source and amount of your income and to verify your ability to repay
- Open personal checking account information
Secure
Moneytree is a direct lender and never sells your information.
Licensed
We're licensed by the Department of Financial Protection and Innovation.
Fast
Our Team will let you know in minutes how much you qualify to borrow.
Service
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!
Questions about payday loans? Call our Customer Service Team at 1-800-745-1011.
Click to View Sample Loan Fees
1Subject to qualifications and limitations.
Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third party posting delays or errors.
Moneytree does not make loans to “covered borrowers,” as defined under the Military Lending Act. Learn More.
CUSTOMER NOTICE: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.
Licensed by the Department of Financial Protection and Innovation pursuant to the CA Deferred Deposit Transaction Law to make consumer loans.
California FAQs
Moneytree, Inc., is licensed by the Department of Financial Protection and Innovation. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
You can borrow any amount up to your loan limit. Your initial loan limit is established based on:
- Your income
- The information you provide on your loan application
- The information in your consumer report provided by a consumer reporting agency
Your loan limit may change based on your credit history with Moneytree or a change in any of the above.
Your loan will be due on the date set forth in the loan agreement.
If your next payday is within 9 days from the date you take out the loan, you can repay on the following payday. The maximum loan term per California law is 31 days.
Online Payments
- Online payments may be made at moneytreeinc.com/payments.
Telephone Payments
- Telephone payments may be made by calling Moneytree Customer Service at 1-800-745-1011.
You can prepay your loan in full prior to the due date with no prepayment penalty.
Payday loan renewals are not available in California.
To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.
Payment options vary depending on your loan agreement.
- Write a post-dated check at loan origination for repayment.
- Repay your loan in full, in cash, before the deposit time on the due date in any Moneytree Branch.
- Repay your loan in full using your debit card in any Branch.
- Repay your loan in full online using your debit card.
- Repay your loan in full over the phone using your debit card.
If you are unable to pay your loan when it is due, Moneytree offers a payment plan for payday loans only. You must request a payment plan before the deposit time on the day your loan is due to restructure the payment terms to at least four (4) substantially equal payments. You may choose this option once per 12-month period. There is no charge to enter into the payment plan.
You can obtain additional details by contacting Customer Service at 1-800-745-1011 or by visiting a Branch.
If your check or ACH returns unpaid, you will be charged a one-time $15 fee. You can reach Moneytree's Payment Center at 1-888-516-6643 for more information.
Copyright 2000 - Moneytree, Inc. All Rights Reserved
P.O. Box 58443, Seattle, WA 98138