Moneytree Loan Products

Online installment loans are available up to $5,000

You can borrow any amount up to your loan limit. Your loan limit will be established based on:

• Your income
• The information you provide on your loan application
• Your credit history with Moneytree
• The information in your consumer report provided by a consumer reporting agency

Your loan limit may change if any of the above changes.

The amount of your payments will vary based on the loan amount, the number of payments and the length of the loan. See costs below, using a $500 loan with biweekly payments and a 5% origination fee as an example:

12 Month¹ Loan Term

A $500 loan would cost $1,471.54 which includes finance charges of $971.54 and is based upon you agreeing to make 25 payments of $56.59 due every two weeks and one final payment of $56.79 with an APR (Annual Percentage Rate) of 272.17%.* These calculations include the uniform daily fee plus a 5% origination fee, which is fully earned at origination but does not accrue interest and is paid by your regularly scheduled payments.

¹Installment Loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Payday loans are available up to $1,000

You can borrow any amount up to your loan limit. Your loan limit will be established based on:

• Your income
• The information you provide on your loan application
• Your credit history with Moneytree
• The information in your consumer report provided by a consumer reporting agency

Your loan limit may change if any of the above changes.

A payday loan costs $18.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $118.50 and has an APR (Annual Percentage Rate) of 482.32%.*

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Moneytree Idaho Branches offer installment loans that you can repay over time. Visit your local Branch to apply today.

Moneytree is a direct lender. Complete an application at any Moneytree branch and walk out with your cash in minutes.

Don’t have a checking account? Moneytree has a short term loan for you. Visit any Idaho Branch to apply today.

Moneytree Idaho Branches also offer installment loans without a checking account that you can repay over time. Visit your local Branch to apply today.

If you own your car and have proof of income, you may qualify to get the cash you need today based on the appraised value of your vehicle. Visit your local Branch to apply today.

A Moneytree auto equity loan might be the product you choose if you own a vehicle with a clear title and have a source of income. Visit any Idaho Moneytree Branch to apply.