Nevada Payday Loans

Blue car zooming past a bank, on a yellow background.Blue car zooming past a bank, on a yellow background.

Instant Funding - Your Money.
In Your Account.
Right Now.

Instant Funding - Your Money.
In Your Account.
Right Now.

Instant Funding - Your Money.
In Your Account.
Right Now.

 
Borrow Up to $5,0001 Today

How the Payday Loan Process Works

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Application

Apply at one of our local Branches.

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Approval

Once your loan verification documents are received, approval takes minutes.

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Receive Your Funds

Options include: Cash in-branch or instant funding to your debit card account.

Payday Loans are available up to $5,0001

You can borrow any amount up to your loan limit. Your loan limit will be established based on:

  • Your income
  • The information you provide on your loan application
  • Your credit history with Moneytree
  • The information in your consumer report provided by a consumer reporting agency
  • Information about your lending activity contained in a state-maintained database

Your loan limit may change if any of the above changes.

1Subject to qualifications and limitations.

Loans Up to $5,0001

A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

1Subject to qualifications and limitations.

*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Customer Notice: Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Moneytree Nevada Consumer Loan Comparison Chart

  PAYDAY LOAN SIGNATURE LOAN TITLE LOAN1 INSTALLMENT LOAN
Loan Amount $1 - $5,000 $1 - $1,000 up to $25,000 ** $50 - $5,000
Cost $16.50 per $100 $22 per $100 Daily Simple Interest 0.555% Daily Simple Interest 1%
Terms Available Next payday Next payday 6 months 3 months
No. of Payments 1 1 1 per payday 1 per payday
Renewal or Refinance Option? Yes Yes No No

1 Title Loans are currently available in participating Nevada Branches.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

**Your loan limit is based on the combination of the value of your vehicle, the information from the loan application and your gross monthly income.

  • ID and social security number (or alien registration number or ITIN)
  • Physical address & contact phone number
  • Documents to verify the source and amount of your income and to verify your ability to repay
  • Open checking account information (payday loan & installment loan)

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Secure

Moneytree is a direct lender and never sells your information.

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Licensed

We're licensed by the Nevada Financial Institutions Division.

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Fast

Our Team will let you know in minutes how much you qualify to borrow.

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Service

Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!

Questions about payday loans? Call our Customer Service Team at 1-800-745-1011.

Click to View Sample Loan Fees

1Subject to qualifications and limitations.

Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank posting delays or errors.

Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.

Nevada FAQs

Moneytree, Inc., is licensed by the Nevada Financial Institutions Division. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).

Your loan will be due on the date set forth in the loan agreement.

If your next payday is within 7 days or less (9 days if paid weekly or monthly) you can repay on the following payday. The maximum loan term per Nevada law is 35 days.

Online Payments

  • Online payments may be made at moneytreeinc.com/payments before 2:45 PM PT on the loan payment due date using your debit card.

Telephone Payments

  • Call Customer Service at 1-800-745-1011 before 2 pm Pacific Time on the payment due date to make a payment using your debit card.

You can prepay your loan in full prior to the due date with no prepayment penalty.

For a payday loan or signature loan, in certain cases, you may renew your loan by paying the additional fee to extend the loan due date until your next payday. Payday loans may be renewed at any time before your loan check is sent to the bank or your electronic transaction is deposited. If you contracted for cash payments, you may extend the term of your loan by paying the additional fee at any time prior to the close of business on the loan due date. You may renew your loan a maximum of four (4) times, but for no longer than 60 days after the original loan’s first due date or 90 days after the original loan’s origination date, whichever is shorter. At the time that your fourth renewal is due, or if the applicable time period has expired, the loan must be paid in full.

To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.

Payment options vary depending on your loan agreement.

  • You may authorize ACH debit payment(s), debit card payment(s), or set up post-dated check(s) to repay your loan at loan origination. Your paper check(s) may be turned into electronic check(s) that will be presented to your bank on the loan/payment due date(s). Or you may opt to have your paper check(s) physically deposited.
  • You may make your loan payment(s) in any Moneytree branch using cash or your debit card.
  • You may make your loan payment(s) online or over the phone using your debit card.

Moneytree offers the option to convert your payday loan or single installment signature loan into a payment plan that provides at least 60 days to repay in at least four (4) payments. You must request a payment plan before the deposit time on the day your loan is due. The option to convert a loan into a payment plan is only available once in any 12 month period; however, multiple current single payment loans can be converted into payment plans if they are part of the same payment plan request. There is no charge to enter into a payment plan.

You can obtain additional details by contacting Customer Service at 1-800-745-1011 or by visiting a branch.

If your check or ACH returns unpaid, you will be charged a one-time $25 fee. You can reach Moneytree's Payment Center at 1-888-516-6643 for more information.

For the complete list of available loans, rates and terms, click the page for your state of residence:

California: A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* Moneytree, Inc., is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law to make consumer loans.

Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example: A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*

Idaho: A payday loan costs $18.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $118.50 and has an APR (Annual Percentage Rate) of 482.32%.*

Nevada: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Washington: A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

Customer Notices:
Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

To view our Privacy Policy, please visit our Privacy Policy page.

For Customer Service, please contact us at 1-800-745-1011.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Copyright 2000 -  Moneytree, Inc. All Rights Reserved

P.O. Box 58443, Seattle, WA 98138