Nevada Payday Loans
Payday Loans are available up to $5,0001
You can borrow any amount up to your loan limit. Your initial loan limit is established based on:
- Your income
- The information you provide on your loan application
- The information in your consumer report provided by a consumer reporting agency
- Information about your lending activity contained in a state-maintained database
Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above
1Subject to qualifications and limitations.
Loans Up to $5,0001
A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*
1Subject to qualifications and limitations.
*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
Customer Notice: Deferred Deposit Loans, High-Interest Loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Moneytree Nevada Consumer Loan Comparison Chart
| PAYDAY LOAN | SIGNATURE LOAN | TITLE LOAN1 | INSTALLMENT LOAN | |
|---|---|---|---|---|
| Loan Amount | $1 - $5,000 | $1 - $1,000 | up to $25,000 ** | $50 - $5,000 |
| Cost | $16.50 per $100 | $22 per $100 | Daily Simple Interest 0.555% | Daily Simple Interest 1% |
| Terms Available | Next payday | Next payday | 6 months | 3 months |
| No. of Payments | 1 | 1 | 1 per payday | 1 per payday |
| Renewal or Refinance Option? | Yes | Yes | No | No |
1 Title Loans are currently available in participating Nevada Branches.
*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
**Your loan limit is based on the combination of the value of your vehicle, the information from the loan application and your gross monthly income.
- ID and social security number (or alien registration number or ITIN)
- Physical address & contact phone number
- Documents to verify the source and amount of your income and to verify your ability to repay
- Open checking account information (payday loan & installment loan)
Secure
Moneytree is a direct lender and never sells your information.
Licensed
We're licensed by the Nevada Financial Institutions Division.
Fast
Our Team will let you know in minutes how much you qualify to borrow.
Service
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!
Questions about payday loans? Call our Customer Service Team at 1-800-745-1011.
Click to View Sample Loan Fees
1Subject to qualifications and limitations.
Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank posting delays or errors.
Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.
Nevada FAQs
Moneytree, Inc., is licensed by the Nevada Financial Institutions Division. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
You can borrow any amount up to your loan limit. Your initial loan limit is established based on:
- Your income
- The information you provide on your loan application
- The information in your consumer report provided by a consumer reporting agency
- The value of your collateral (secured loans only)
- Information about your lending activity contained in a state-maintained database
Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.
Your loan will be due on the date set forth in the loan agreement.
If your next payday is within 7 days or less (9 days if paid weekly or monthly) you can repay on the following payday. The maximum loan term per Nevada law is 35 days.
Online Payments
- Online payments may be made at moneytreeinc.com/payments.
Telephone Payments
- Telephone payments may be made by calling Moneytree Customer Service at 1-800-745-1011.
You can prepay your loan in full prior to the due date with no prepayment penalty.
You may be able to renew your payday loan or signature loan by paying the additional fee to extend the loan due date until your next payday. Renewals may not be available and/or may not be available on the same terms as your original loan or another renewal loan. Renewals must be processed before your loan check is sent to the bank or your electronic transfer is deposited. If you contracted for cash payments, you must pay the additional fee prior to the close of business on the loan due date.
The combined terms of renewals may not be longer than 60 days after the original loan's first due date or 90 days after the original loan's origination date, whichever is shorter. At the time your fourth renewal is due, or at the end of the applicable time period, the loan must be repaid in full.
To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.
Payment options vary depending on your loan agreement.
- You may authorize ACH debit payment(s), debit card payment(s), or set up post-dated check(s) to repay your loan at loan origination. Your paper check(s) may be turned into electronic check(s) that will be presented to your bank on the loan/payment due date(s). Or you may opt to have your paper check(s) physically deposited.
- You may make your loan payment(s) in any Moneytree branch using cash or your debit card.
- You may make your loan payment(s) online or over the phone using your debit card.
Moneytree offers the option to convert your payday loan or single payment signature loan into a payment plan that provides at least 60 days to repay in at least four (4) payments. You must request a payment plan before the deposit time on the day your loan is due. The option to convert a loan into a payment plan is only available once in any 12 month period; however, multiple current single payment loans can be converted into payment plans if they are part of the same payment plan request. There is no charge to enter into a payment plan.
You can obtain additional details by contacting Customer Service at 1-800-745-1011 or by visiting a branch.
If your check or ACH returns unpaid, you will be charged a one-time $25 fee. You can reach Moneytree's Payment Center at 1-888-516-6643 for more information.
Copyright 2000 - Moneytree, Inc. All Rights Reserved
P.O. Box 58443, Seattle, WA 98138