Nevada Payday Loans
Payday Loans are available up to $5,000.
You can borrow any amount up to your loan limit. Your loan limit will be established based on:
- Your income
- The information you provide on your loan application
- Your credit history with Moneytree
- The information in your consumer report provided by a consumer reporting agency
Your loan limit may change if any of the above changes.
Loans Up to $5,000
A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*
*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
Customer Notice: Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Moneytree Nevada Consumer Loan Comparison Chart
| PAYDAY LOAN | SIGNATURE LOAN | TITLE LOAN1 | INSTALLMENT LOAN | |
|---|---|---|---|---|
| Loan Amount | $1 - $5,000 | $1 - $1,000 | up to $25,000 ** | $50 - $5,000 |
| Cost | $16.50 per $100 | $22 per $100 | Daily Simple Interest 0.555% | Daily Simple Interest 1% |
| Terms Available | Next payday | Next payday | 6 months | 3 months |
| No. of Payments | 1 | 1 | 1 per payday | 1 per payday |
| Renewal or Refinance Option? | Yes | Yes | No | No |
1 Title Loans are currently available in participating Nevada Branches.
*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
**Your loan limit is based on the combination of the value of your vehicle, the information from the loan application and your gross monthly income.
- ID and social security number (or alien registration number or ITIN)
- Physical address & contact phone number
- Documents to verify the source and amount of your income
- Open checking account information
Secure
Moneytree is a direct lender and never sells your information.
Licensed
We're licensed by the Nevada Financial Institutions Division.
Fast
Our Team will let you know in minutes how much you qualify to borrow.
Service
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!
Questions about payday loans? Call our Customer Service Team at 1-800-745-1011.
Click to View Sample Loan Fees
Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.
Nevada FAQs
Moneytree, Inc., is licensed by the Nevada Financial Institutions Division. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
Your loan will be due on the date set forth in the loan agreement.
If your next payday is within 7 days or less (9 days if paid weekly or monthly) you can repay on the following payday. The maximum loan term per Nevada law is 35 days.
Online Payments
- Online payments may be made at moneytreeinc.com/payments before 2:45 PM PT on the loan payment due date using your debit card.
Telephone Payments
- Loans scheduled to be paid by ACH or post-dated check: Call Customer Service at 1-800-745-1011 before 2 PM PT on the payment due date to make a telephone payment using your debit card.
- Loans scheduled to be paid in cash: Call Customer Service at 1-800-745-1011 before 11 PM PT on the payment due date to make a telephone payment using your debit card.
You can prepay your loan in full prior to the due date with no prepayment penalty.
For a payday loan or signature loan, in certain cases, you may renew your loan by paying the additional fee to extend the loan due date until your next payday. Payday loans may be renewed at any time before your loan check is sent to the bank or your electronic transaction is deposited. If you contracted for cash payments, you may extend the term of your loan by paying the additional fee at any time prior to the close of business on the loan due date. You may renew your loan a maximum of four (4) times, but for no longer than 60 days after the original loan’s first due date or 90 days after the original loan’s origination date, whichever is shorter. At the time that your fourth renewal is due, or if the applicable time period has expired, the loan must be paid in full.
To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.
Payment options vary depending on your loan agreement.
- Write a post-dated check at loan origination for repayment. Your paper check will be turned into an electronic check for presentation to your bank. If you wish, you can opt to have your paper check physically deposited rather than electronically presented.
- Repay your loan in full, in cash, or using your debit card, before the deposit time on the due date in any Moneytree Branch.
- Repay your loan in full online using your debit card.
- Repay your loan in full over the phone using your debit card.
If you are unable to pay your loan when it is due, Moneytree offers a payment plan for payday loans and signature loans. You must request a payment plan before the deposit time on the day your loan is due to restructure the payment terms to at least four (4) substantially equal payments. There is no charge to enter into the payment plan. You can obtain additional details by contacting Customer Service at 1-800-745-1011 or by visiting a Branch.
If your check or ACH returns unpaid, you will be charged a one-time $25 fee. You can reach Moneytree's Payment Center at 1-888-516-6643 for more information.
Copyright 2000 - Moneytree, Inc. All Rights Reserved
P.O. Box 58443, Seattle, WA 98138