Colorado Installment Loans
Installment Loans are available from $100 to $1,0001
You can borrow any amount up to your loan limit. Your loan limit will be based on:
- Your income
- The information you provide on your loan application
- Your credit history with Moneytree
- The information in your consumer report provided by a consumer reporting agency
We offer installment loans from $100 up to $1,000 or 25% of your gross monthly income, whichever is less. You can borrow any amount up to your loan limit. Your loan limit may change if any of the above changes.
1Subject to qualifications and limitations.
Loans Range from $100 - $1,0001
The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example:
98 Day Loan Term
A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*
1Subject to qualifications and limitations.
*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
- ID and social security number (or alien registration number or ITIN)
- Physical address & contact phone number
- Documents to verify the source and amount of your income
- Open checking account information
Secure
Moneytree is a direct lender and never sells your information.
Licensed
We're licensed by the State of Colorado Office of the Attorney General.
Fast
Our Team will let you know in minutes how much you qualify to borrow.
Service
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers.
Questions about installment loans? Call our Customer Service Team at 1-800-745-1011.
Click to View Sample Loan Fees
1Subject to qualifications and limitations.
Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank posting delays or errors.
Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.
Colorado FAQs
Moneytree, Inc., is licensed by the State of Colorado Office of the Attorney General. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
Your payments will be due on the dates set forth in the loan agreement; typically on your paydays or the following calendar day.
Online Payments
- Online payments may be made at moneytreeinc.com/payments before 2:45 PM PT on the loan payment due date using your debit card.
Telephone Payments
- Loans scheduled to be paid by ACH or debit card: Call Customer Service at 1-800-745-1011 before 2 PM PT on the payment due date to make a telephone payment using your debit card.
- Loans scheduled to be paid in cash: Call Customer Service at 1-800-745-1011 before 11 PM PT on the payment due date to make a telephone payment using your debit card.
You can prepay your loan in full prior to the due date with no prepayment penalty. In some instances, paying the loan off in full prior to the maturity date may result in a rebate of the portion of the acquisition charge and a portion of the monthly installment account handling charge.
No. Installment loans are not eligible for refinancing.
To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.
Payment options vary depending on your loan agreement.
- You may authorize ACH debit payments, debit card payments or set up cash payments at loan origination.
- Make your loan payment in cash, or using your debit card, before the deposit time on the due date in any Moneytree Branch.
- Make your loan payment online using your debit card.
- Make your loan payment over the phone using your debit card.
If your ACH returns unpaid, you will be charged a $25 fee for each returned item. You can reach Moneytree's Payment Center at 1-888-516-6643 for more information.
Copyright 2000 - Moneytree, Inc. All Rights Reserved
P.O. Box 58443, Seattle, WA 98138