As an essential services provider, Moneytree is open for business. Check out our COVID-19 page for more information and helpful resources. Please visit Locations for the most updated Branch hours as some may have changed.
Apply at one of our local Branches.
Once your loan verification documents are reviewed, approval takes minutes.
You choose how to get your money: cash in hand or loaded onto your prepaid card.
Installment Loans are available from $100 to $1,000.
You can borrow any amount up to your loan limit. Your loan limit will be based on:
We offer installment loans from $100 up to $1,000 or 25% of your gross monthly income, whichever is less. You can borrow any amount up to your loan limit. Your loan limit may change if any of the above changes.
The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example:
A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*
*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
Moneytree is a direct lender and never sells your information.
We're licensed by the State of Colorado Office of the Attorney General.
Our Team will let you know in minutes how much you qualify to borrow.
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers.
Questions about installment loans? Call our Customer Service Team at 1-800-745-1011.
Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.
Moneytree, Inc., is licensed by the State of Colorado Office of the Attorney General. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
Your payments will be due on the dates set forth in the loan agreement; typically on your paydays or the following calendar day.
You can prepay your loan in full prior to the due date with no prepayment penalty. In some instances, paying the loan off in full prior to the maturity date may result in a rebate of the portion of the acquisition charge and a portion of the monthly installment account handling charge.
No. Installment loans are not eligible for refinancing.
Payment options vary depending on your loan agreement.