Idaho Online Installment Loans

Moneytree mascot Bob the caterpillar smiling and waving his left hand. Moneytree mascot Bob the caterpillar smiling and waving his left hand.

Want a
more
"principal'd"
Loan?

Want a
more
"principal'd"
Loan?

Want a
more
"principal'd"
Loan?

Want a
more
"principal'd"
Loan?

 
If Approved, Borrow Up to $5,0001

Hi! I'm Bob the Moneytree Caterpillar. You Know What Bugs Me?

Some installment loans front load early payments towards interest and it seems like it takes FOREVER to make a dent in the principal.

With a Moneytree Idaho Installment Loan, a more even amount of each payment is applied to principal - starting with your first payment. And... there's never a penalty for prepayment.

How the Online Installment Loan Process Works

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Application

Apply online using our secure application process.

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Upload

Upload your documents in seconds to complete your application.

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Review

Once your loan verification documents are received, our review process is fast and convenient.

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Receive Your Funds

If approved, your funding options include: Cash-branch, instant funding to your debit card account or ACH bank deposit.

Online Installment Loans are available from $100 to $5,0001

You can borrow any amount up to your loan limit. Your initial loan limit is established based on:

  • Your income
  • The information you provide on your loan application
  • The information in your consumer report provided by a consumer reporting agency

Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.

1Subject to qualifications and limitations.

Loans Range from $100 – $5,0001

The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments as an example:

12 Month2 Loan Term

A $500 loan would cost $1,474.12, which includes finance charges of $974.12 and is based upon you agreeing to make 25 payments of $56.68 and one final payment of $57.12 with an APR (Annual Percentage Rate) of 272.72%.*

1Subject to qualifications and limitations.

2Installment Loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.

*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Moneytree Idaho Consumer Loan Comparison Chart

  PAYDAY
LOAN
SIGNATURE
LOAN
TITLE
LOAN
AUTO EQUITY
LOAN
INSTALLMENT
LOAN
SIGNATURE
INSTALLMENT LOAN
Loan Amount $1 - $1,000 $1 - $1,000 $1 - $500 up to $25,000 $100 - $5,000 $50 - $2,000
Cost $18.50
per $100 *
$24
per $100 *
$25
per $100 *
Daily Simple Interest
0.44% *
Daily Simple Interest
0.75% *
Daily Simple Interest
1% *
Terms Available Next
payday
Next
payday
30
days
12
months
12
months1
12
months1
No. of Payments 1 1 1 1 per payday 1 per payday 1 per payday
Renewal or Refinance Option? Yes Yes No Yes Yes Yes

1Installment Loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.

*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

  • ID and social security number (or alien registration number or ITIN)
  • Physical address & contact phone number
  • Documents to verify the source and amount of your income and to verify your ability to repay
  • Open checking account information

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Secure

Moneytree is a direct lender and never sells your information.

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Licensed

We're licensed by the Idaho Department of Finance.

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Fast

Our Team will let you know in minutes how much you qualify to borrow.

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Service

Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!

Questions about online installment loans? Call our Customer Service Team at 1-800-745-1011.

Click to View Sample Loan Fees

1Subject to qualifications and limitations.

Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third party posting delays or errors.

Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.

Idaho FAQs

Moneytree Inc., is licensed by the Idaho Department of Finance. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).

You can borrow any amount up to your loan limit. Your initial loan limit is established based on:

  • Your income
  • The information you provide on your loan application
  • The information in your consumer report provided by a consumer reporting agency
  • The value of your collateral (secured loans only)

Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.

Your loan will be due on the date set forth in the loan agreement. Payment due dates are based on your pay schedule with payments due on each payday (or next calendar day) throughout the term of the loan.

Online Payments

Telephone Payments

  • Telephone payments may be made by calling Moneytree Customer Service at 1-800-745-1011.

You can prepay your loan in full prior to the due date with no prepayment penalty.

Installment loans and auto equity loans may be refinanced up to six (6) times, after which time the loan must be repaid in full before additional credit may be extended.

To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.

Payment options vary depending on your loan agreement.

  • You may authorize ACH debit payments or set up post-dated check payments at loan origination.
  • Make your loan payments in cash, or using your debit card, before the deposit time on the due date in any Moneytree Branch.
  • Make your loan payment online using your debit card.
  • Make your loan payment over the phone using your debit card.

There is a ten (10) day grace period after the payment due date during which your loan payment may be paid in full at no additional cost. If the loan payment remains unpaid at the end of the grace period you will be charged $10 or 5% of the amount of the outstanding payment, whichever is greater.

You can reach Moneytree’s Payment Center at 1-888-516-6643 for more information.