Idaho Online Installment Loans

Moneytree mascot Bob the caterpillar cupping his chin in his right hand and looking perplexed.

You know
what bugs
me?

If Approved, Borrow Up to $5,000¹

Hi! I'm Bob the Moneytree Caterpillar. You Know What Bugs Me?

Some installment loans front load early payments towards interest and it seems like it takes FOREVER to make a dent in the principal.

With a Moneytree Idaho Installment Loan, a more even amount of each payment is applied to principal - starting with your first payment. And... there's never a penalty for prepayment.

How the Online Installment Loan Process Works

Application

Apply online using
our secure
application process.

Upload

Upload your documents
in seconds to complete
your application.

Approval

Once your loan verification documents are received,
approval takes minutes.

Receive Your Funds

If approved, options include: Cash in-branch, instant funding to your debit card account or ACH bank deposit.

Online Installment Loans are available from $100 to $5,000¹

You can borrow any amount up to your loan limit. Your initial loan limit is established based on:

Your income
The information you provide on your loan application
The information in your consumer report provided by a consumer reporting agency

Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.

¹Subject to qualifications and limitations.

Loans Range from $100 – $5,000¹

The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments as an example:

12 Month² Loan Term

A $500 loan would cost $1,474.12, which includes finance charges of $974.12 and is based upon you agreeing to make 25 payments of $56.68 and one final payment of $57.12 with an APR (Annual Percentage Rate) of 272.72%.*

Apply

¹Subject to qualifications and limitations.

²Installment Loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.

*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Moneytree Idaho Consumer Loan Comparison Chart

	PAYDAY LOAN	SIGNATURE LOAN	TITLE LOAN	AUTO EQUITY LOAN	INSTALLMENT LOAN	SIGNATURE INSTALLMENT LOAN
Loan Amount	$1 - $1,000	$1 - $1,000	$1 - $500	up to $25,000	$100 - $5,000	$50 - $2,000
Cost	$18.50 per $100 *	$24 per $100 *	$25 per $100 *	Daily Simple Interest 0.44% *	Daily Simple Interest 0.75% *	Daily Simple Interest 1% *
Terms Available	Next payday	Next payday	30 days	12 months	12 months¹	12 months¹
No. of Payments	1	1	1	1 per payday	1 per payday	1 per payday
Renewal or Refinance Option?	Yes	Yes	No	Yes	Yes	Yes

¹Installment Loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.

ID and social security number (or alien registration number or ITIN)
Physical address & contact phone number
Documents to verify the source and amount of your income and to verify your ability to repay
Open checking account information

Secure

Moneytree is a direct lender and never sells your information.

Licensed

We're licensed by the Idaho Department of Finance.

Fast

Our Team will let you know in minutes how much you qualify to borrow.

Service

Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!

Questions about online installment loans? Call our Customer Service Team at 1-800-745-1011.

Click to View Sample Loan Fees

View fees

¹Subject to qualifications and limitations.

Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third party posting delays or errors.

Moneytree does not make loans to “covered borrowers,” as defined under the Military Lending Act. Learn More.

CUSTOMER NOTICE: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Idaho FAQs

Moneytree Inc., is licensed by the Idaho Department of Finance. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).

You can borrow any amount up to your loan limit. Your initial loan limit is established based on:

Your income
The information you provide on your loan application
The information in your consumer report provided by a consumer reporting agency
The value of your collateral (secured loans only)

Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.

Your loan will be due on the date set forth in the loan agreement. Payment due dates are based on your pay schedule with payments due on each payday (or next calendar day) throughout the term of the loan.

Online Payments

Online payments may be made at moneytreeinc.com/payments.

Telephone Payments

Telephone payments may be made by calling Moneytree Customer Service at 1-800-745-1011.

You can prepay your loan in full prior to the due date with no prepayment penalty.

Installment loans and auto equity loans may be refinanced up to six (6) times, after which time the loan must be repaid in full before additional credit may be extended.

To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.

Payment options vary depending on your loan agreement.

You may authorize ACH debit payment(s), debit card payment(s), or set up post-dated check(s) to repay your loan at loan origination.
You may make your loan payment(s) in any Moneytree branch using cash or your debit card.
You may make your loan payment(s) online or over the phone using your debit card.

There is a ten (10) day grace period after the payment due date during which your loan payment may be paid in full at no additional cost. If the loan payment remains unpaid at the end of the grace period you will be charged $10 or 5% of the amount of the outstanding payment, whichever is greater.

You can reach Moneytree’s Payment Center at 1-888-516-6643 for more information.

Idaho Online Installment Loans

Hi! I'm Bob the Moneytree Caterpillar. You Know What Bugs Me?