Once your loan verification documents are received, approval takes minutes.
You choose how to get your money: cash in hand or loaded onto your prepaid card.
You can borrow any amount up to your loan limit. Your loan limit will be established based on:
Your loan limit may change if any of the above changes.
A title loan costs $25 per $100 borrowed. For example, a $500 loan due in 30 days would cost $625 and has an APR (Annual Percentage Rate) of 304.17%.*
*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.
| PAYDAY LOAN | SIGNATURE LOAN | TITLE LOAN | AUTO EQUITY LOAN | INSTALLMENT LOAN | SIGNATURE INSTALLMENT LOAN | |
|---|---|---|---|---|---|---|
| Loan Amount | $1 - $1,000 | $1 - $1,000 | $1 - $500 | up to $25,000 ** | $100 - $5,000 | $50 - $2,000 |
| Cost | $16.50 per $100 | $22 per $100 | $25 per $100 | Daily Simple Interest 0.44% | Daily Simple Interest 0.712% | Daily Simple Interest 0.89% |
| Terms Available | Next payday | Next payday | 30 days | 12 months | 12 months1 | 12 months1 |
| No. of Payments | 1 | 1 | 1 | 1 per payday | 1 per payday | 1 per payday |
| Renewal or Refinance Option? | Yes | Yes | No | Yes | Yes | Yes |
1Installment Loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.
*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
** Your loan limit is based on the combination of the value of your vehicle, the information from the loan application and your gross monthly income.
Moneytree is a direct lender and never sells your information.
We're licensed by the Idaho Department of Finance.
Our Team will let you know in minutes how much you qualify to borrow.
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!
Questions about title loans? Call our Customer Service Team at 1-800-745-1011.
Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.
Moneytree, Inc., is licensed by the Idaho Department of Finance. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
Your loan will be due on the date set forth in the loan agreement. The due date is 30 days from the date you take out the loan.
You can prepay your loan in full prior to the due date with no prepayment penalty.
A title loan cannot be refinanced.
To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.
Payment options vary depending on your loan agreement.
We have the option to repossess the car used as collateral for the loan if the loan payments are not made per the terms of the loan agreement.
You can use your car title to get cash.
Learn more about our title loans.
A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*
